
Artists, agents, talent, dealers, creators. Your income comes from commissions, royalties, deals, and a name you spent years building. Your financial life deserves the same level of intentionality.
Your career is the asset. Nobody is managing it like one.
Your income doesn't arrive on a predictable schedule. Maybe it comes in big chunks: a deal closes, a project wraps, a royalty check hits, and then it's quiet for a while. You've got multiple streams: some active, some passive, some you don't fully understand the tax treatment on.
You're not bad with money. You've just never had an advisor who actually understood how your career works. Most advisors are built for people with steady W-2 income and a 401k match. They see your situation and either oversimplify it or don't know what to do with it.
The irony is: your financial life is more complex than most people's, not less.
Agents & talent managers
Commission-based income, client relationships as enterprise value, volatile but significant cash flow
Artists, dealers & the art world
Deal-based income, work that is both passion and asset, holdings that don't fit neatly into any category
Talent, media & creators
Royalties, licensing, brand deals, short earning windows, and a personal brand with real enterprise value
The conversations that
brought people to us
I had a great year and got absolutely crushed on taxes. Nobody told me what to do before December.
Money's been sitting in my checking account for months because I genuinely don't know how much I'll need.
I own IP that generates real income and I have no idea how to think about it as a financial asset.
I'm making more than I ever imagined, and I'm terrified of getting it wrong.
If any of this sounds familiar, you're probably in the right place.
Your financial life has unique complexity, and unique opportunity.
Your own financial life has been on autopilot because you have been too busy running everyone else's deals.
A big deal closes and you are flush. Then it is quiet for three months. You need a strategy that accounts for the rhythm of your career.
Music, content, licensing, image rights. Real income, treated like found money instead of like a financial asset.
Income from five directions, accounts in six places, a CPA, a lawyer, a manager. Nobody coordinating any of it, and the gaps between them are where money gets lost.
We get how you earn. We plan around it.
Cash flow strategy
We build a reserve and deployment strategy that works with irregular income. What to keep liquid, what to invest, how to manage the gap between a big quarter and a slow one.
IP & royalty planning
If you own IP that generates income, music, content, licensing, we help you treat it as a financial asset: valued, protected, planned around.
Retirement infrastructure
No employer ever set this up for you. Solo 401k, SEP IRA, cash balance plan. We build the machinery and keep it funded through uneven years.
The quarterback role
We coordinate your CPA, your attorney, your manager, and your accounts so the pieces finally work as one plan.
Untangling the complexity is only half the job. We invest your portfolio to actually grow: diversified, tax-aware, and built to compound through the loud years and the quiet ones.
- Full financial audit across accounts, income streams, and entities
- Cash flow modeling around how your deals actually pay
- Year-round tax planning with quarterly projections
- Valuation and planning around IP and royalty streams
- Retirement and investment strategy built without employer infrastructure
Downtown is in the name for a reason.
DTWN takes its name from the downtowns where culture gets made: the neighborhoods where artists, dealers, agents, and creators built entire scenes from scratch. The firm's identity wasn't borrowed from that world. It grew out of it.
We understand the economics of creative careers because we are embedded in the communities that run them. We know an agent's book of relationships is an asset even if no statement says so. We know a royalty stream deserves a plan, not just a deposit.
We should probably already know each other.
Tell us what you are running, what is on your mind financially, and how you would like to connect. This is a conversation, not an intake form.
Get In Touch → ✻ Invest Beautifully ✻